If you are puzzled and clueless about your finances, don’t get too worried. There are many ways to handle and organize your finances. Here is a guide on finance to help you get started and free yourself of nagging financial worries.You could have found the perfect guide on finance but it is important to remember that relieving yourself from financial worries is not an overnight activity. Sorting out your finances in the best possible way will take considerable amount of time and effort. Therefore, a guide on finance is bound to take up some of your valuable time, but in the end you will realize that it was all worth it.The popular saying that every day is not a Sunday holds very true in case of finances. You may be making good money at one point in your life, however one fine day all your personal finances might start crumpling. To avoid such financial disasters, one of the best things that you can do is to maintain an emergency fund. There are many ways to spend money; you could go shopping in a mall or throw a party for your friends. As much as it is important to enjoy your life and spend a little money every now and then, it is also important to save some extra bit of money for emergency situations. This emergency fund needs to be easily accessible so that you can conveniently withdraw money within a short frame of time during times of emergency.Any good guide on finance will talk about the importance of an emergency fund. One of the good things about having an emergency fund is that you will not need to depend on your credit card every time you experience an emergency. Credit card payments often come with high interests and this could land you in a deep financial mess. There are many people who are struggling to clear their credit card payments and the interest rates just go higher by the day. When it comes to your very own emergency fund, you have the ease and flexibility to withdraw the money without having to worry about the rising interest rates.With the economy experiencing a setback, it only makes sense to follow a practical guide on finance. Cost of living is ever on the rise, and interest rates on house loans and other assets are rising too. Not only do big businesses need sound financial advice, but so do the common people. However, not everyone can afford to hire a professional financial adviser. The great news is that practical guide on finance is very much available for free, and you can make good use of it.From the many guide on finance plans that are available online, you need to choose one that suits your lifestyle. The key to successfully managing your finances lies in your ability to be consistent with your financial plans. During financially troubled times, it immensely helps to focus on financial plans that help you tide through the rough times.